How to Open a Bank Account in Osaka as a Foreigner
Moving to Osaka for work or study? One of the first things you'll need to do is open a Japanese bank account. Having a local account makes it easier to receive your salary, pay bills, and handle everyday expenses. Here's a simple guide to help you get started.
What You’ll Need
To open a bank account in Japan, you typically need:
- A residence card (在留カード, zairyū kādo)
- A passport
- Proof of your address in Japan (such as your lease agreement)
- A hanko (personal seal) – not always required but sometimes useful
- A Japanese phone number
Choosing a Bank
Popular banks for foreigners include:
- Japan Post Bank (JP Bank) – Convenient with many locations
- Shinsei Bank – Offers English support and online banking
- MUFG Bank, SMBC, or Mizuho Bank – Major banks with strict requirements
The Process
- Visit the bank with your documents.
- Fill out an application form (some banks have English assistance).
- If approved, you'll receive a cash card for ATM withdrawals.
Online and Mobile Banking
Some banks, like Shinsei and Rakuten, offer online account opening. This can be a convenient option if your Japanese language skills are limited.
By following these steps, you’ll be ready to handle your finances smoothly in Osaka